Stephen has behind him a 25-year career in finance technology supporting insurance, investment and wealth management businesses at HSBC and Lloyds Banking Group. In 2016, Stephen set up the Financial Planning business which is now known as Gritstone Financial Planning Limited.

In 2020, Caitlan joined the business during the Covid-19 pandemic, followed shortly by Kieran, initially on day release and then full time on completion of his studies.

Initially based at home, the business relocated to Kelham Island, Sheffield in 2020, and then moved into purpose fitted offices in Park Hill, Sheffield in 2022.

The ethos of the business is delivery of tailored and ethical advice based on the purpose, values and goals of individuals, couples, families and business owners. The business takes its role in the community seriously, supporting various charities and good causes including:

• Samaritans
• Cruse (Bereavement Counselling)
• Cardiac Risk in the Young
• Mums in Need
• Hope Valley Climate Action
• Cancer Research UK
• Men Up North

The business strives for sustainability through:

• Use of sustainable suppliers
• Sustainable behaviours (through the use of technology and carbon-efficient transport, for example)
• Thoughtful procurement, reuse and recycling approaches

As an Appointed Representative of St. James's Place, our service covers the provision of advice on investment Planning, Specialist Insurance and Retirement Planning for individuals and businesses.